Term Loans
Lines of Credit
Credit Cards
Real Estate Loans
Letters of Credit
Grow wisely.
Whether you need cash for new equipment, a delivery van, inventory, office space, or building repairs, a Term Loan from BTCU can help you reach your long-term goals.
A Term Loan is a lump-sum distribution that has a payback period over a specified amount of time. We will work with you to structure a Term Loan that will match your debt repayment to your business cash flow, which is key to the success of your long-term plans.
We offer fixed or variable rates and flexible terms to help your business grow wisely through:
> equipment purchases
> facility expansions
> vehicle purchases
> asset acquisition such as furniture or fixtures
For more information, contact Bill Daehn at 763.255.2616 or click the link below to have us contact you.
Please review the
Documentation Required for Business Loans and click below to apply today.
BTCU is an Equal Opportunity Lender.
A helpful hand for cash on hand.
Cash is the lifeblood of most businesses. So BTCU provides a helpful hand so you can get cash quickly and easily. It’s called a Line of Credit.
When you need business credit for short-term cash needs such as funding seasonal inventory or taking advantage of vendor discounts, a Line of Credit from BTCU allows you to borrow, repay and borrow again.
For more information on flexible payment terms, contact Bill Daehn at 763.255.2616 or click the link below to have us contact you.
Please review the Documentation Required for Business Loans and click below to apply today.

BTCU is an Equal Opportunity Lender.
Save money with a low rate everyday.
The Visa Platinum Business Card lets you separate and control business expenses while also enjoying a low everyday rate.*
> No annual fee
> Fixed rate - 10.9% APR*
> No cash advance fees
> No balance transfer fees
> Earn
CURewards points
> Access account online
> Mutiple cards available for employees
> Consolidated billing available
Click here for rate and additional disclosures.
BTCU is an Equal Opportunity Lender.
*APR = Annual Percentage Rate. Subject to credit approval.
Location, location - loan.
Having the right real estate is probably one of the most important ingredients to success in business.
At BTCU, we can put together the right financing package to help you buy, improve or refinance commercial properties.
A real estate loan from BTCU provides a competitive fixed or variable rate to:
> construct, purchase or refinance a business property
> expand or remodel existing facilities
For more information, contact Bill Daehn at 763.255.2616 or click the link below to have us contact you.
Please review the
Documentation Required for Business Loans and click below to apply today.
BTCU is an Equal Opportunity Lender.
Payments made easier.
Whether you do business locally, domestically, or both, a Letter of Credit from BTCU may be the best way for you to execute certain payments.
A Letter of Credit is our commitment to pay a third party on your behalf, based upon the presentation of required documents. The letter can also be used for lease payments to a landlord, payment for unpaid invoices, and services performed under a contractor agreement.
Standby Letter of Credit
> Use in lieu of cash deposits or performance bonds
For more information on flexible payment terms, contact Bill Daehn at 763.255.2616 or click the link below to have us contact you.

BTCU is an Equal Opportunity Lender.