Building Trades Credit Union
IRAs



Traditional IRA Roth IRA
Our flexible IRA accounts can help you save for retirement while meeting your financial needs today. Even if you already have a 401(k), an IRA is a valuable way to supplement your retirement plan.

What is a Traditional IRA? IRA contributions may be tax deductible depending on your circumstances.

IRA Savings

> $100 minimum deposit to open
> $100 minimum balance
> If balance falls below minimum, account does not earn interest
> Unlimited deposits
> Earns tax-deferred interest
> Contributions may be tax deductible (consult with a tax advisor)

IRA Certificates

> $1,000 minimum deposit
> Fixed rate for your term of choice
> Terms range from 12-60 months
> Federally insured up to $250,000