Our flexible IRA accounts can help you save for retirement while meeting your financial needs today. Even if you already have a 401(k), an IRA is a valuable way to supplement your retirement plan.
What is a Traditional IRA? IRA contributions may be tax deductible depending on your circumstances.
IRA Savings
> $100 minimum deposit to open
> $100 minimum balance
> If balance falls below minimum, account does not earn interest
> Unlimited deposits
> Earns tax-deferred interest
> Contributions may be tax deductible (consult with a tax advisor)
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IRA Certificates
> $500 minimum deposit
> Fixed rate for your term of choice
> Terms range from 6-60 months
> Federally insured up to $350,000
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Our flexible IRA accounts can help you save for retirement while meeting your financial needs today. Even if you already have a 401(k), an IRA is a valuable way to supplement your retirement plan.
What is a Roth IRA? This IRA has the same contribution limits as a Traditional IRA, but you don’t have to be under 70-1/2 years old to contribute. These contributions are not tax-deductible during the current tax year, but the earnings on your contributions are tax-deferred and may be tax-free if you wait to withdraw funds until you’ve had your Roth IRA for at least five years and you reach the age of 59-1/2, become disabled, or qualify as a first-time homebuyer.
> $500 minimum deposit
> Fixed rate for your term of choice
> Terms range from 6-60 months
> Federally insured up to $350,000
Federally insured by the National Credit Union Administration. 
Equal Housing Lender.