Building Trades Credit Union

Join BTCU




Switch to BTCU Are you eligible?
Come talk to us. We understand the needs of union tradespeople.

Feel like your bank is deaf to your needs? Come to BTCU. No one better understands or is more fiercely local to the building and construction trades than BTCU. You're our people! And no one can offer you better options. Like lower rates. Easier, more flexible, financing. And all the tools you need to keep your money safe and working hard.



Become a BTCU Member today. It's easy. Our Switch Kit can help.

In just four easy steps, you can be on your way to enjoying all the benefits of a BTCU membership.

Download our Switch Kit Checklist to help you keep track.

1. Open your BTCU accounts.
Stop by a BTCU branchapply online or complete the application and return it to us in the mail to open your accounts today. It takes just $25 to open a savings account. You can also open a checking account, order a debit card, and enroll in eStatements, online banking, mobile banking and bill pay. Then, once you have your BTCU account number, move to step 2.

2. Change your direct deposit.
Simply complete the Authorization to Change Direct Deposits form and give it to your employer.
Refer to the following resources for changing the direct deposit of your Social Security or government checks:
> Social Security - call 1.800.772.1213 or visit www.godirect.gov
> VA Benefits - call 1.800.827.1000 or visit www.va.gov

3. Change your automatic payments.
Simply complete the Authorization to Change Automatic Payments form for each company that makes automatic withdrawals from your account and return it to them. Don't forget to change any automatic payments made by debit card too.

4. Close your old account.
Once you have changed your direct deposits and automatic payments and all your checks have cleared, complete the Authorization to Close Accounts form and return it to your former bank.

That's it - your done! If you have any questions, give us a call at 763.315.3888.