Our members are the men and women in the building and construction trades and their families.

Anyone who is a member of one of the following unions is eligible for membership at BTCU. A member's immediate family members and members of their household are also eligible to join.

Immediate Family Member means:
> a spouse
> a parent, grandparent, child, grandchild or stepchild
> a brother, sister, step-brother, or step-sister 
> an aunt, uncle, neice or nephew

Household means:
persons living in the same residence maintaining a single economic unit (a renter in a house would not qualify as a member of the household)

Eligible Unions & Affiliations:
Local 1 - Bricklayers & Allied Craftworkers
Local 6 - Pipefitters (Rochester)
Local 9 - Elevator Constructors
Local 10 - Sheet Metal Workers & Sign Hangers
Local 11 - Plumbers & Pipefitters (Duluth)
Local 15 - Plumbers
Local 34 - Asbestos Workers, Heat & Frost Insulators
Local 34 - Plumbers & Gasfitters
Local 49 - Asbestos Workers (Duluth)
Local 49 - Operating Engineers
Local 61 - Painters (St. Paul)
Local 68 - Construction & General Laborers (Wells)
Local 87 - Carpenters (St. Paul)
Local 96 - Roofers & Waterproofers
Local 106 - Painters (Duluth)
Local 110 - Electrical Workers (St. Paul)
Local 132 - Construction & General Laborers (St. Paul)
Local 190 - Carpenters (Lathers)
Local 205 - Asbestos & Hazardous Waste Abatement Workers
Local 221 - Teamsters (Construction Drivers)
Local 242 - Electrical Workers (Duluth)
Local 265 - Plasterers
Local 292 - Electrical Workers
Local 294 - Electrical Workers (Hibbing)
Local 343 - Electrical Workers (Rochester)
Local 361 - Carpenters (Hermantown)
Local 363 - Laborers (City Employees)
Local 386 - Painters
Local 405 - Construction & General Laborers (Rochester)
Local 417 - Sprinkler Fitters
Local 455 - Pipefitters (St. Paul)
Local 464 - Carpenters (Mankato)
Local 512 - Iron Workers
Local 535 - Iron Workers Shopmen
Local 539 - Pipefitters
Local 548 - Carpenters (Millwrights)
Local 563 - Construction & General Laborers (Minneapolis)
Local 596 - Carpenters (Floor Coverers)
Local 606 - Carpenters (Virginia)
Local 633 - Cement Masons (Minneapolis)
Local 647 - Boilermakers
Local 681 - Painters (Rochester)
Local 851 - Carpenters (Anoka)
Local 880 - Painters (Sign, Display & Allied Workers)
Local 884 - Painters (Milaca)
Local 930 - Carpenters (St. Cloud)
Local 949 - Electrical Workers
Local 1091 - Construction & General Laborers (Duluth)
Local 1097 - Construction & General Laborers (Virginia)
Local 1324 - Glaziers & Glassworkers
Local 1348 - Carpenters (Millwrights - Virginia)
Local 1382 - Carpenters (Rochester)
Local 1644 - Carpenters and Floorlayers (Minneapolis)
Local 1847 - Carpenters (Piledrivers & Dock Builders)
Local 1865 - Carpenters (Cabinet Makers & Millmen)
Employees - North Central States Regional Council of Carpenters
Employees - Minneapolis Building & Construction Trades Council
Employees - Minneapolis Labor Review
Employees - Minneapolis Labor Temple Association
Employees - Minnesota Building & Construction Trades Council
Employees - St. Paul Building & Construction Trades Council
Employees - Superior Plating Inc.

Being a member of the Credit Union means more than just access to great rates.

It’s about working together towards a common goal.
We are a cooperative – a financial institution whose 16,000 members pool resources to help one another achieve financial goals. This means the money you borrow is money others deposited. It also means that we exist only to serve our members – not shareholders or investors. We are a not-for-profit, democratically controlled entity dedicated to the financial well-being of our members.

It’s about the importance of the individual as part of the group.
All members are treated equally. Everyone has access to the same rates and services, regardless of how much each has deposited. Members also have equal opportunity for participation in setting policies and making decisions by electing a volunteer board of directors from the membership on the basis of one member, one vote. This board represents all members of the group when making decisions.

It’s about staying true to your roots.
Our name says a lot. We exist exclusively to serve union workers in the building and construction trades. Not every member may be a union worker, but they were at one time or are a relative of someone who is now. This makes us uniquely qualified to help. We truly understand our members. From the products we develop to the services we offer, it’s all designed with union workers and their families in mind. We’re even a union shop.

It’s about what’s best for the members.
Low-interest loans and higher-interest savings do matter. But it’s also important to understand that it’s our focus on members, not maximizing profits, that allows us to have the highly competitive rate and fee structure that saves members money. And that’s for every single member.