Building Trades Credit Union

Switch to BTCU Who's eligible to join BTCU? What it means to be a member...
Become a BTCU Member today. It's easy. Our Switch Kit can help.

In just four easy steps, you can be on your way to enjoying all the benefits of a BTCU membership.

Download our Switch Kit Checklist to help you keep track.

1. Open your BTCU accounts. 
Stop by a BTCU branch or apply online to open your accounts today. It takes just $25 to open a savings account. You can also open a checking account, order a debit card, and enroll in eStatements, online banking, mobile banking and bill pay. Then, once you have your BTCU account number, move to step 2.

2. Change your direct deposit. 
Simply complete the Authorization to Change Direct Deposits form and give it to your employer. 
Refer to the following resources for changing the direct deposit of your Social Security or government checks:
> Social Security - call 1.800.772.1213 or visit
> VA Benefits - call 1.800.827.1000 or visit

3. Change your automatic payments.
Simply complete the Authorization to Change Automatic Payments form for each company that makes automatic withdrawals from your account and return it to them. Don't forget to change any automatic payments made by debit card too. 

4. Close your old account.
Once you have changed your direct deposits and automatic payments and all your checks have cleared, complete the Authorization to Close Accounts form and return it to your former bank.

That's it - your done! If you have any questions, give us a call at 763.315.3888.