Feel like your bank is deaf to your needs? Come to BTCU. No one better understands or is more fiercely local to the building and construction trades than BTCU. You're our people! And no one can offer you better options. Like lower rates. Easier, more flexible, financing. And all the tools you need to keep your money safe and working hard.
Become a BTCU Member today. It's easy. Our Switch Kit can help.
In just four easy steps, you can be on your way to enjoying all the benefits of a BTCU membership.
Download our Switch Kit Checklist to help you keep track.
1. Open your BTCU accounts.
Stop by a BTCU branch, apply online or complete the application and return it to us in the mail to open your accounts today. It takes just $25 to open a savings account. You can also open a checking account, order a debit card, and enroll in eStatements, online banking, mobile banking and bill pay. Then, once you have your BTCU account number, move to step 2.
2. Change your direct deposit.
Simply complete the Authorization to Change Direct Deposits form and give it to your employer.
Refer to the following resources for changing the direct deposit of your Social Security or government checks:
> Social Security - call 1.800.772.1213 or visit www.godirect.gov
> VA Benefits - call 1.800.827.1000 or visit www.va.gov
3. Change your automatic payments.
Simply complete the Authorization to Change Automatic Payments form for each company that makes automatic withdrawals from your account and return it to them. Don't forget to change any automatic payments made by debit card too.
4. Close your old account.
Once you have changed your direct deposits and automatic payments and all your checks have cleared, complete the Authorization to Close Accounts form and return it to your former bank.
That's it - your done! If you have any questions, give us a call at 763.315.3888.
It takes all kinds to build a great America. And we're grateful for every last one of them.
BTCU members are a very exclusive group. In fact, there are only a few dozen union and affiliated groups in the Midwest that are eligible to join us. And we’re honored to have every one of them.
If your local is listed below, please contact us today to find out what BTCU can do for you. (As you can see by this website, there’s plenty we have to offer!) We’re grateful for what you do for our communities and we want to return the favor – with good service, great rates and the same can-do attitude you bring to your work.
Anyone who is a member of one of the following unions or affiliated groups is eligible for membership at BTCU. A member's immediate family members and members of their household are also eligible to join.
Immediate Family Member means:
> a spouse
> a parent, grandparent, child, grandchild or stepchild
> a brother, sister, step-brother, or step-sister
> an aunt, uncle, niece or nephew
persons living in the same residence maintaining a single economic unit (a renter in a house would not qualify as a member of the household)
Eligible Unions & Affiliated Groups:
Local 1 - Bricklayers & Allied Craftworkers
Local 6 - Pipefitters (Rochester)
Local 9 - Elevator Constructors
Local 10 - Sheet Metal Workers
Local 11 - Plumbers & Pipefitters (Duluth)
Local 15 - Plumbers
Local 34 - Asbestos Workers, Heat & Frost Insulators
Local 34 - Plumbers & Gasfitters
Local 49 - Asbestos Workers (Duluth)
Local 49 - Operating Engineers
Local 61 - Painters (St. Paul)
Local 68 - Minnesota Interior Systems
Local 68 - Construction & General Laborers (Wells)
Local 96 - Roofers & Waterproofers
Local 106 - Painters (Duluth)
Local 110 - Electrical Workers (St. Paul)
Local 464 - Carpenters (Mankato)
Local 512 - Iron Workers
Local 535 - Iron Workers Shopmen
Local 539 - Pipefitters
Local 548 - Millwrights & Machinery Erectors
Local 563 - Construction & General Laborers (Minneapolis)
Local 606 - Carpenters (Virginia)
Local 633 - Cement Masons (Minneapolis)
Local 647 - Boilermakers
Local 681 - Painters (Rochester)
Local 880 - Sign Display & Allied Workers
Local 884 - Painters (Milaca)
Local 930 - Carpenters (St. Cloud)
Local 949 - Electrical Workers
Local 1091 - Construction & General Laborers (Duluth)
Local 1097 - Construction & General Laborers (Virginia)
Local 1324 - Glaziers & Glassworkers
Local 120 - Teamsters (Construction Drivers)
Local 132 - Construction & General Laborers (St. Paul)
Local 190 - Carpenters (Lathers)
Local 205 - Asbestos & Hazardous Waste Abatement Workers
Local 242 - Electrical Workers (Duluth)
Local 265 - Plasterers
Local 292 - Electrical Workers
Local 294 - Electrical Workers (Hibbing)
Local 322 - Carpenters
Local 343 - Electrical Workers (Rochester)
Local 361 - Carpenters (Hermantown)
Local 363 - Laborers (City Employees)
Local 386 - Painters
Local 405 - Construction & General Laborers (Rochester)
Local 417 - Sprinkler Fitters
Local 455 - Pipefitters (St. Paul)
Local 1348 - Carpenters (Millwrights - Virginia)
Local 1382 - Carpenters (Rochester)
Local 1394 - Carpenters
Local 1847 - Piledrivers & Dock Builders
Local 1865 - Cabinet Makers & Millmen
Laborers District Council of Minnesota & North Dakota
Minneapolis Building & Construction Trades Council
Minneapolis Labor Review
Minneapolis Labor Temple Association
Minnesota Building & Construction Trades Council
Minnesota Pipe Trades Association
North Central States Regional Council of Carpenters
Painters & Allied Trades District Council 82
St. Paul Building & Construction Trades Council