With no minimum balance and no monthly maintenance fee with our standard features - it's time to switch to the best checking account in town.
1. If you decline or do not enroll in any one of the standard features, a $6.95 monthly maintenance fee will be charged to your account. If your account is inactive for more than 30 days, a $5 monthly fee will also be charged to your account. 2. A valid e-mail address is required. 3. Click here to enroll in BTCU's Online Banking, Mobile Banking and/or Online Bill Pay. 4. This service is free when you pay one or more bills each month. Otherwise your account will be charged $4.95 per month. 5. Pocket the Change is a free automatic savings plan. A checking account and debit card are required. 6. Click here for current rates. Apply online or contact a loan officer at any one of our four convenient locations.
| Minimum to open: |
$100 |
| Minimum balance: |
None |
| Earns interest: |
None |
| Monthly maintenance fee: |
None1 |
| Standard features: |
> Debit Card > eStatements2 > Online Banking3 |
| Optional features: |
> Mobile Banking3 > Online Bill Pay3,4 > Pocket the Change5 > Overdraft Protection6 |
1. If you decline or do not enroll in any one of the standard features, a $6.95 monthly maintenance fee will be charged to your account. If your account is inactive for more than 30 days, a $5 monthly fee will also be charged to your account. 2. A valid e-mail address is required. 3. Click here to enroll in BTCU's Online Banking, Mobile Banking and/or Online Bill Pay. 4. This service is free when you pay one or more bills each month. Otherwise your account will be charged $4.95 per month. 5. Pocket the Change is a free automatic savings plan. A checking account and debit card are required. 6. Click here for current rates. Apply online or contact a loan officer at any one of our four convenient locations.
Federally insured by the National Credit Union Administration. 
Equal Housing Lender.