Building Trades Credit Union
Rates

Rates are effective April 1, 2014.

Call 1.800.496.2460 for current rate information.


Loan Rates Savings Rates Share Certificate Rates IRA Rates
Car & Truck Loans       Motorcycle Loans        Boat, Motor & Trailer Loans  
Model Year 2014-2012 as low as 2.99% APR*1   Model Year 2014-2012 as low as 3.99% APR*1   Model Year 2014-2012 as low as 3.99% APR*1
Model Year 2011-2009 as low as 2.99% APR*1   Model Year 2011-2009 as low as 3.99% APR*1   Model Year 2011-2009 as low as 3.99% APR*1
Model Year 2008-2007 as low as 4.99% APR*1   Model Year 2008-2006 as low as 4.99% APR*3   Model Year 2008-2006 as low as 4.99% APR*3
Model Year 2006 or older as low as 5.19% APR*2            
                 
Licensed Campers   Personal Recreational Vehicles       
Model Year 2014-2012 as low as 4.49% APR*   Model Year 2014-2009 as low as 4.49% APR*      
Model Year 2011-2009 as low as 4.49% APR*            
Model Year 2008-2006 as low as 5.49% APR*3            
               
Personal Loan     Line of Credit        
as low as 5.69% APR*4     as low as 10.00% APR*        
               
Fixed Rate Home Equity Loan   Variable Rate Home Equity Line of Credit      
80% LTV (Loan-to-Value) 80% LTV (Loan-to-Value)    
Rates as low as 3.99%APR*5 Rates as low as 4.00% APR*6    

    

BTCU is an Equal Opportunity Lender.

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*APR = Annual Percentage Rate. Building Trades Credit Union (BTCU) membership is required. Actual rate is based on applicant's credit history and term of loan. Loan is subject to credit approval. Rates are subject to change. 

1. Rate is fixed for the term of the loan and includes BTCU's All-4-One Loan Discount. 2. Minimum loan amount is $10,000. 3. Financing available up to 48-months. 4. Minimum loan amount is $10,000. 5. Fixed-rate loan payment example: Assume loan amount of $25,000. Monthly payments on an 80% loan-to-value, 10-year amortization at 3.99% APR would equal $252.99. Closing costs vary by state. The average cost is $300 but can range from $50 to $2,000. Consult a tax advisor regarding the deductibility of interest. 6. Annual Percentage Rate may vary.The maximum APR is 15.00%. closing costs vary by state. The average cost is $300 but can range from $50 to $2,000. Consult a tax advisor regarding the deductibility of interest.