Are you ready to trade up to BTCU?

Did you receive our Trade Up Special Offer in the mail? Then today is your lucky day!

Congratulations! You've been preapproved for vehicle loan at Building Trades Credit Union.

Whether you're looking for a new or used vehicle or just simply wanty to refinance your loan from another lender, BTCU can save you money today!

We'll give you a low 3.50% APR* on both new and used cars and trucks. We'll even extended that offer to your on boats and motorcycles.

It's fast and easy to get your loan at BTCU. Email BTCU today to get started.

PRESCREEN & OPT-OUT NOTICE
This "prescreened" offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria, including providing acceptable collateral in the form of a vehicle title. If you do not want to receive prescreened offers of credit from this or any other companies, call the consumer reporting agencies toll-free at 1.888.567.8688, visit the website www.optoutprescreen.com, or write Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123.


OFFER TERMS & CONDITIONS
You must be at least 18 years of age to be eligible for this offer. This offer does not apply to existing loans at BTCU. BTCU assumes no responsibility for incorrect information provided by the credit reporting agencies. You must continue to meet the criteria used to select you for this offer and our credit worthiness criteria. These criteria include that your monthly loan payment not exceed 15% of your gross monthly income; that the total of all your required monthly debt payments not exceed 45% of your total gross monthly income; and that you furnish the required collateral. Any equity deficit in your current vehicle must be paid or refinanced with your new BTCU loan and proof of full coverage insurance must be provided at the time of loan closing. Bankruptcies must be discharged. This offer is nontransferable and expires October 31, 2011. If you continue to meet the criteria used to select you for this offer and our credit worthiness criteria, you are pre-qualified for a car, boat or motorcycle loan of no less than $10,000 from BTCU, at a simple interest rate of 3.50% Annual Percentage Rate (APR) for a term of 60-months. Model year must be 2005 or newer. Example: For every $1,000 borrowed at 3.50% APR for a period of 60-months, your payment would be $18.19; therefore, if you borrowed $10,000 at 3.50% APR for 60-months, your monthly payment would be $181.92.