Protect your family against the unexpected.

Life can be wonderful, But it can also get complicated when unexpected things happen. Protecting your loan payments against unexpected and covered life events and disability could help protect more than your finances. It could lighten the burden for the people you care about. 

Credit Life & Disability insurance works in two differrent ways. You and your family may not have to make loan payments if you're totally disabled due to a covered injury or illnesss. It may help pay your loan until you're no longer totally disabled, or in the even of your unexpected death, it may help to pay off the loan. Savings, salary, or payoffs from other insurance may be used for other important things, giving your family financial freedom when they need it most.

How it works:

The premium may be included with your monthly loan payment. You can sign up for this insurance at your loan closing or anytime you like. It won't affect your loan approval. If you have a balance on your loan and are totally disabled due to a injury or illness or in the event of your unexpected death, it may help cover your loan payment.

Insure your loan payments today so you can worry a little less about tomorrow.


CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your lender or refer to the Group Policy for a full explanation of the terms. Credit Life and Credit Disability is not NCUA insured.

Get Credit Life & Disability Insurance Today

Contact a BTCU Lender to protect your loan payments.

Learn More

Just The Facts

One in four 20-year-olds will be
disabled before age 67.

Social Security Administation Fact Sheet, June 2013.


Nearly 40% of consumers are concerned with burdening others if they die prematurely.
LIMRA, 2013 Insurance Barometer Study.



  • Are Not insured by the NCUA or any other federal government agency
  • Are Not deposits of or guaranteed by BTCU
  • May Lose Value