Protect your family against the unexpected.

Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan balance or loan payments against death, disability, or involuntary unemployment could help protect your finances.

This protection could cancel your loan balance or payments up to the contract maximums.

Life Plus adds protection for life events such as accidental dismemberment, terminal illness, hospitalization, family medical leave, and the loss of life of a non-protected dependent. Protect your loan balance or loan payments today so your family can worry a little bit less about tomorrow.

Purchasing protection is voluntary and won’t affect your loan approval. It’s simple to apply.

Debt Protection Insurance

Ask your loan officer about Debt Protection coverage

DEATH: If the protected borrower passes away, your payments or loan balance are covered up to the contract maximums.

DISABILITY: If you are a permanent employee who is actively working* and suffers a covered disability due to injury or illness, your loan payments are covered up to the contract maximums.

INVOLUNTARY UNEMPLOYMENT: If you are a permanent employee who is actively working* and suffers a covered job loss, your loan payments are covered up to the contract maximums.

Ask your loan officer about Debt Protection coverage

*Refer to the member agreement for a full explanation of terms and conditions.

Your purchase of Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply.

Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.

DP-2043066.2-0218-0320 ©2018 CUNA Mutual Group, All Rights Reserved.

Get Debt Protection Today

Contact a BTCU Lender to get Debt Protection for your loan(s).

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INSURANCE PRODUCTS:

  • Are Not insured by the NCUA or any other federal government agency
  • Are Not deposits of or guaranteed by BTCU
  • May Lose Value