People wonder why our loan rates are so low. We tell them we're not-for-profit.

For more than 55 years, we've existed solely to serve our folks in the building and construction trades. Not stockholders. But hard-working men and women, trying to put food on the table and make a better life for themselves and their families.

So when you come to us for a loan, we'll do our darnedest to get you the best terms possible. For vehicles or personal use, it's up to you. You know what you need the money for. It's our job to get it for you ar the lowest rate possible.

So if you need a loan - or wish you had a lower rate on an existing loan - call us first. We may be able to take that big bank loan and squeeze it down to size. 


Loan Scratch Off Promotion: 

*Loan discount is valid only if scratched off in a BTCU branch. Please visit a
lender at your nearest BTCU branch to discover your discount. Loan application subject
to credit approval. Mortgages, home equity loans, credit cards and lines of credit
are excluded from this promotion. Loan discount only applicable when an automatic
payment is set up from a BTCU savings or checking account. Offer valid for purchases
or refinances from another lender. Must be a current member or qualify to become
a member for discount. See credit union representative for complete details. Not
applicable for refinances of existing BTCU loans.
**APR=Annual Percentage Rate. Rate displayed is
our best rate; actual rate may be higher and will be
determined by creditworthiness.

Find Your Next Loan Here!

We can help you get the best deal on your next loan.


Apply Now!

It's easy to apply for your BTCU loan.
Click below to apply online.

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Need Help?

Give us a call. 763-315-3888 or
Toll-Free 1-800-496-2460

Monday - Friday: 7am - 7pm
Saturdays: 7am - 4pm

Or Contact Us by Email