Let us help you save money on your next auto or the one you already drive.

Whether you're looking for a car, truck, or SUV, let BTCU put you in the driver's seat. We want our members to get an excellent deal.

We offer:

  • Low rates
  • Flexible terms - 36 to 84 months
  • Up to 100% financing
  • Easy online payment options
  • Fast approvals 

Did you know? We can also refinance your loan from another bank. Yes! It pays to refinance. That's right - depending on your current rate, you may be able to save hundreds of dollars per year by simply refinancing to a lower rate with BTCU. The process is easy and it doesn't cost a penny to talk to us to see how much you can save!

What is your car worth? Check out the Auto Pricing Guide.

Get insurance protection. 

  • GAP Insurance - Covers the gap between your vehicle's value and what you owe if you vehicle is totaled in an accident.
  • Credit Life & Disability Insurance - If you are totally disabled due to injury or illness or in the event of your unexpected death, it may help cover your loan payment or payoff your loan.
  • Auto Insurance - BTCU members can get a free quote today from TruStage.

Apply Now!

It's easy to apply for your BTCU loan.
Click below to apply online.

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Car & Truck Loan Rates View All Rates

New 1

  • Rates as low as
    2.89%

2018 - 2016 1

  • Rates as low as
    3.09%

2015 or Older 1

  • Rates as low as
    3.49%
1 

"New" means not previously titled. Rate is fixed for the term of the loan. Actual rate is based on applicant's credit history and term of loan. Loan is subject to credit approval. Rates are subject to change.