Let us help you save money on your next auto or the one you already drive.

Whether you're looking for a car, truck, or SUV, let BTCU put you in the driver's seat. We want our members to get an excellent deal.

We offer:

  • Low rates
  • Flexible terms - 36 to 84 months
  • Up to 100% financing
  • Easy online payment options
  • Fast approvals 

Did you know? We can also refinance your loan from another bank. Yes! It pays to refinance. That's right - depending on your current rate, you may be able to save hundreds of dollars per year by simply refinancing to a lower rate with BTCU. The process is easy and it doesn't cost a penny to talk to us to see how much you can save!

What is your car worth? Check out the Auto Pricing Guide.

Get insurance protection. 

  • GAP Insurance - Covers the gap between your vehicle's value and what you owe if you vehicle is totaled in an accident.
  • Debt Protection - If you are totally disabled due to injury or illness or in the event of your unexpected death, or suffer from job loss, it may help cover your loan payment or payoff your loan.
  • Auto Insurance - BTCU members can get a free quote today from TruStage.


***$100.00 Refi Promotion Details:

Get $100* when you refinance your non-BTCU auto loan! Offer is valid on auto loans currently financed with another lender. Loans are subject to credit approval*. $100.00 will be deposited to the share savings account upon loan account opening. A minimum loan amount of $10,000 and a maximum of (2) auto loans per member  Offer subject to change without notice. Other terms and conditions may apply. Offer expires September 30th, 2021. 

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It's easy to apply for your BTCU loan.
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Car & Truck Loan Rates View All Rates

New Vehicle 1

  • Rates as low as
    2.64% APR

Used Vehicle

  • Rates as low as
    2.89% APR