Let us help you save money on your next auto or the one you already drive.

Whether you're looking for a car, truck, or SUV, let BTCU put you in the driver's seat. We want our members to get an excellent deal.

We offer:

  • Low rates
  • Flexible terms - 36 to 84 months
  • Up to 100% financing
  • Easy online payment options
  • Fast approvals 

Did you know? We can also refinance your loan from another bank. Yes! It pays to refinance. That's right - depending on your current rate, you may be able to save hundreds of dollars per year by simply refinancing to a lower rate with BTCU. The process is easy and it doesn't cost a penny to talk to us to see how much you can save!

What is your car worth? Check out the Auto Pricing Guide.

Get insurance protection. 

  • GAP Insurance - Covers the gap between your vehicle's value and what you owe if you vehicle is totaled in an accident.
  • Credit Life & Disability Insurance - If you are totally disabled due to injury or illness or in the event of your unexpected death, it may help cover your loan payment or payoff your loan.
  • Auto Insurance - BTCU members can get a free quote today from TruStage.

Apply Now!

It's easy to apply for your BTCU loan.
Click below to apply online.

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Car & Truck Loan Rates View All Rates

New Vehicle 1

  • Rates as low as
    2.64% APR

Used Vehicle

  • Rates as low as
    2.89% APR