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Turn big savings into more time on the water.

Whether you're looking for a fishing, skiing or pleasure boat, BTCU can help you get the one of your dreams. 

We offer:

  • Low rates
  • Flexible terms - 36 to 120 months
  • Up to 100% financing
  • Easy online payment options
  • Fast approvals 

Did you know? We can also refinance your boat loan from another bank. Yes! It pays to refinance. That's right - depending on your current rate, you may be able to save hundreds of dollars per year by simply refinancing to a lower rate with BTCU. The process is easy and it doesn't cost a penny to talk to us to see how much you can save!

Get insurance protection. 

  • GAP Insurance - Covers the gap between your vehicle's value and what you owe if you vehicle is totaled in an accident.
  • Credit Life & Disability Insurance - If you are totally disabled due to injury or illness or in the event of your unexpected death, it may help cover your loan payment or payoff your loan.
Boat Loan Rates View All Rates

New 1

  • Rates as low as
    3.99%

Used 1

  • Rates as low as
    4.29%
1 Rate is fixed for the term of the loan. Actual rate is based on applicant's credit history and term of loan. Loan is subject to credit approval. Rates are subject to change.

Apply Now!

It's easy to apply for your BTCU loan.
Click below to apply online.

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