Get quick, easy access to money you need for the things you want.

Whether you need money to improve your home, consolidate debt, purchase new appliances or take that dream family vacation, a personal loan from BTCU can help.

We offer:

  • Low rates
  • Flexible terms - 36 to 60 months
  • Easy online payment options
  • Fast approvals 

Did you know? We can also refinance your loan from another bank. Yes! It pays to refinance. That's right - depending on your current rate, you may be able to save hundreds of dollars per year by simply refinancing to a lower rate with BTCU. The process is easy and it doesn't cost a penny to talk to us to see how much you can save!

Personal Line of Credit - We also offer personal lines of credit! With a revolving line of credit, you borrow up to your pre-approved limit by advancing it only as you need the money.  Your line of credit can be set up as overdraft protection on your BTCU checking account.

Insure your loan payments! With Debt Protection, If you are totally disabled due to injury or illness or in the event of your unexpected death, or suffer from job loss, it may help cover your loan payment or payoff your loan.

Personal Loan Rates View All Rates

Personal Loan 1

  • Rates as low as
    7.74% APR

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It's easy to apply for your BTCU loan.
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