Build your savings automatically with BTCU's Pocket the Change savings program.

Pocket the Change lets you save effortlessly. It's a free program that you can add to your BTCU Debit Card. 

How it works:

You must have a Union-Built FREE Checking account with a Debit Card to enroll in Pocket the Change. When you make purchases with your BTCU Debit Card, we will:

  • Round-up your purchase to the nearest dollar.
  • Transfer the difference from your checking account to your savings account.
  • You can track your savings in Mobile Banking



Purchase Cost Round-up Transfer to Savings
Gas $46.37 $47.00 $0.63
Food $9.10 $10.00 $0.90
Total transferred to savings =  $1.53


*If on any business day you do not have sufficient available funds in your checking account, or if any transaction has overdrawn your checking account, we do not round-up purchases posted on that business day and we cancel the Pocket the Change transfer for that day. 

Start Saving Today!

Contact us to add Pocket the Change savings program to your Union-Built FREE Checking account today.


Become a Member

Are you ready to become a BTCU member? Click below to complete our online application.

Learn More

Need Help?

Give us a call. 763-315-3888 or
Toll-Free 1-800-496-2460

Monday - Friday: 7am - 7pm
Saturdays: 7am - 4pm

Or Contact Us by Email